Friday, December 2, 2005

Is it Worth Investing in Wellness Care?

It is not uncommon for people to make investments in their future. There are various areas in which one can invest. Many people will have a financial portfolio with stocks, bonds, IRA's and 401K's. They could invest in rare coins, art, real estate or any variety of other property, resources or material goods. People will also invest large amounts of time and resources in education for themselves and their children, in hopes of a better job and life.

While there are an endless variety of diverse types of investments they all have something in common. We hope that efforts made now will bear fruit and return to us not just what we put in, but a whole lot more. The term most commonly used for this in the financial world is growth.

There is a growing percentage of the population that is beginning to see their health as something they may want or need to invest in as well. The question then becomes, what is a good investment in our health? How much am I going to have to invest and what kind of return should I expect? One thing's for sure; if we don't invest in our health at all, we are almost completely assured of a poor return.

But what does a good return mean? For some it may mean that they live as long as possible, while for others it would be defined by the quality of life they had while they were alive. This is an important question to consider when deciding upon your mode of investment. The way I see it; there are basically three possible approaches we can take:

The first is to ignore it completely. I should hope that the people reading this right now can see the shortcoming of this strategy. While the marvels of modern medicine can do an amazing job of keeping people alive longer, it lacks greatly when it comes to the quality of life that accompanies this longevity. If you've spent any time in a nursing home, you need no convincing of that.

The second strategy would be to maintain our health. This is a seemingly sound strategy that a majority of investors are choosing these days. In all fairness it's a much better solution then the previous. There are, however, some pitfalls with this strategy.

If we were to stuff our money under the mattress and pull it out in twenty years, what do you think we'd find? We‘d have the same money we put in there two decades ago. By hiding the money in the mattress and not investing we would be able to maintain the same amount. The only problem with that is that we'd actually be losing money due to inflation.

Attempting to maintain our health is very similar. While it is much better than ignoring it completely it does not offer the potential for growth. Without strategies for growth our health slowly loses its value and cannot keep up with our aging bodies and all the toxins and stressors of a modern world. So, just maintaining our health means we are actually losing ground. All of our efforts become directed at not being sick or symptomatic.

There is yet another strategy that offers much more potential for growth. It is the strategy of wellness and with it comes the potential for so much more than maintenance. Wellness is not limited to maintenance of physical symptoms and sustaining the status quo. It is a strategy of growth and life enhancement. In addition to improved physical well-being, a wellness program must monitor an individual's ability to adapt to stress, their psychological and emotional well being, and their ability to make and maintain healthy lifestyle choices as well as their life enjoyment and quality of life. It means not just surviving but thriving and developing new and better strategies of adaptation for the present as well as the future.

So we must ask ourselves; is my wellness worth investing in and what is the best way to use my resources? Is getting by going to be enough to fulfill my current and future needs? Do I want more out of life and am I worth the investment? Obviously I'm a huge advocate of investing in Network Care as a wellness strategy because it enhances all the areas of wellness previously stated. Whatever you choose, educate yourself, ask these questions and invest wisely. You are worth it!

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